To reset the password for your Navy Federal Credit Union student refinance loans account, please enter your email address below. However, both of you will need to meet eligibility criteria aside from credit and income requirements. Loan Cost Example. If you decide to refinance your existing federal loans with LendKey (or any private company), they will permanently become private loans, stripped of government-exclusive protections. These lenders have the advantage of our digital platform automating much of the loan process, allowing them to pass the savings along to you. The Navy Federal Credit Union student loans consolidation program offers much-needed debt relief for its members. However, we offer the benefit of cosigner release, which is subject to Navy Federal Credit Union approval. For example, military personnel may get offers from Navy Federal Credit Union. Terms and conditions apply. I understand that should my situation under which I applied for forbearance change, I must notify LendKey. I understand LendKey is our servicer for student loans. Customer Care: 877-304-9302 Mon - Fri 8:00 AM - 8:00 PM ET Navy Federal has partnered with LendKey to leverage their expertise in working with schools to ensure the best experience for our members. LendKey is not affiliated with the federal government or Department of Education, and doesn’t offer federal student loans. What Does LendKey Technologies, Inc. Do with Your Personal Information? Navy Federal partners with LendKey to issue student loans to U.S. citizens and permanent residents enrolled at eligible institutions. That could help you better manage your finances, and save over the life of your loan. Navy Federal reserves the right to approve a lower amount than the school-certified amount or withhold funding if the school does not certify private student loans. If you’re searching for the absolute lowest rates, expand your search outside the LendKey marketplace. LendKey shares your personal information with authorized service providers that perform services on our behalf. Do you send the money to me or directly to the school? How It Works: Before you begin, make sure you know how much you need to borrow, and have your basic financial and academic information handy. Navy Federal Credit Union does not charge any application or origination fees, and there are no prepayment penalties. LendKey enables lenders like banks and credit unions to offer low-rate loans online. The program features perks, such as competitive interest rates, favorable cosigner terms and minimal fees, but you’ll have to meet strict eligibility requirements to have access. Navy Federal Credit Union, which is headquartered in Vienna, Va. and holds $64 billion in assets, today announced a partnership with New York City-based online lending service platform LendKey … Email Address Submit Submit If you see an offer such as Navy FCU, you can use LendKey Student Loan Refinancing to get an offer and proceed with the full application. In order to qualify the borrower must meet the following requirements: Make 24 months of consecutive, on-time full payments of principal and interest during the full repayment period (must occur immediately prior to the request for cosigner release). Navy Federal Credit Union is entering the student loan market and will now be offering consolidation and private student loans to qualified members. Source - pexels.com. Email Address. Navy Federal Credit Union is a direct private student loan provider that offers about $120,000 per year for undergraduate students and $160,000 for graduate students. Financial companies choose how they share your personal information. These entities include credit bureaus, fraud databases, collection agencies, electronic payment service providers, customer support call centers, and companies that support surveys, marketing services, data analytics, data processing, or other services and features that we offer. Call us or email us. LendKey Private Student Loans Disclosure: "The APR for variable rate loans may increase after loan consummation.Additionally, the APR displayed may include a 0.25% reduction for enrolling in automatic monthly payments from a personal checking or savings account to … Through Navy Federal Credit Union, members can refinance undergraduate student loans and graduate student loans or take a private student loan. While Navy Federal Credit Union funds student loans, all applications, customer service and repayments go through its servicer, LendKey. Additionally, your rate may be reduced by 0.25% rate if you enroll in autopay 3 View Conditions for Autopay Discount. LendKey works with community banks and credit unions. Available only to existing Navy Federal Credit Union customers . Navy Federal Credit Union is a direct lender, but it uses LendKey to handle applications, customer service and repayments. Consolidate Federal and Private Student Loans. Need Help? As a servicer of student loans, LendKey is obliged to follow the policies of our lending partners, and we are working with them to explore and provide relief options for borrowers who are impacted during this trying time. Got a question, need help or simply want to learn more? LendKey and/or my lender reserves the right to obtain a copy of my credit report. Why? Even after applying for federal financial aid, they may find that it’s still not enough to cover all the costs of attending college and they will need to find a private lender to bridge the coverage gap. How does the school get paid? Additional debt incurred or preferential payments to other creditors could result in the denial or termination of my forbearance request. Navy Federal does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites. Please login to your account using your updated login credentials.login to your account using your updated login credentials. The funds will be sent to the school. Navy Federal private student loans are subject to credit qualification, school certification of loan amount, and student's enrollment at a Navy Federal-participating school. Contact Us. Please submit your current email login. Something to consider about the LendKey platform is that it will only connect you to offers matching lenders based on your information and credit profile. You can apply online through the Navy Federal Credit Union website and join if you aren’t already a member. We understand that many borrowers are affected by the Coronavirus (COVID-19) and are looking for assistance. ↵ Most American college-bound students need to borrow money to pay for their continued education. You can complete the entire application online in a few minutes, though the entire process can take between two to five weeks. You may withdraw your consent to receive communications electronically from the credit union by calling or emailing them via the contact information provided on the Membership Application. Serving the Navy, Army, Marine Corps, Air Force, Veterans, and DoD. ... Navy Federal requires you to provide proof of income and pass a credit check to release your co-signer. Password updated. Last updated: 10/20/2020. You may withdraw your consent to use electronic signatures and receive communications electronically by calling us at 877-304-9302, or emailing navyfederal@lendkey.com. Variable Rate Payment Example: Assuming a $10,000 loan amount, a 3.42% APR, and a 15-year term, you would make 180 monthly payments of $71.10 to repay this loan. Navy Federal does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites. Federal law gives consumers the right to limit some but not all sharing. The world’s largest credit union is offering the student loans using New York-based LendKey’s lending platform. Pros. For example, if you are in the military then LendKey might show and provide you the Navy federal credit union to refinance your loan. Federal law also requires us to tell you how we collect, share, and protect your personal information. The purpose of this site is to provide general information and shouldn’t be considered legal or tax advice. Navy Federal Credit Union allows borrowers to bring on a cosigner to help you get a more competitive rate. 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